Rich Navi

AIロボアドバイザー/論理的数理統計/綿密な実証を特徴とする、個人資産形成のための情報提供サービス

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Fri Apr 28 , 2023
「投資実践編」の記事について 「問題提起」と「結論」の部分だけ読めば、実践的な資産形成活動につながります。ほとんどの記事で、「問題提起」と「結論」は3分以内で読める内容で、これだけでアクションを起こせます。 「検証」の部分を読むと、結論まで導いた論理的/統計的な根拠がわかります。この部分は、我々の独自リサーチ結果であり、他ではめったに見られない内容だと自負しています。 例えば、ドルコスト平均法は平均購入価格の引き下げと利益につながりやすいことは、教科書的なものです。また、よくある例として、とある株をとある時期に買った場合、時価より安く買えるというような図解付き一例もよく見かけます。我々は、そこで満足せず、さらに何歩も踏み込んで、この法則が、株に限定せず市場全体を代表するような何百何千もの銘柄のうちどれくらいに適用できるのか、市場の国を日本ではなくアメリカや中国に変えるとどうなるのか、株式市場だけでなく投信/FX/コモディティはどうか、また、ある時期に限定せずいつ何時積立を開始しても法則が成り立つのか、法則が成り立つ必要条件はないのか、平均購入価格の引き下げとは具体的に何%の貢献だと考えるべきか、利益はどれくらい見込めるのかなどと、より包括的に、より具体的に、より実用的に問題を掘り下げていきます。 なぜここまで拘るかというと、世の中の資産形成や投資に関するアドバイス・手法・法則に対する検証と信憑性が不十分だと感じていると同時に、逆に学術論文などは包括的で論理的だが難解なため一般の方が理解しにくくメリットを享受できないと感じているからです。我々の記事は、表面的なアドバイスと難解な論文のギャップを埋めるべく、両者の中間レベルに位置するものだとイメージするとわかりやすいかもしれません。 「検証」の部分の内容を理解するためには、論理的思考、初級統計学、経済学入門、投資手法入門といった知識が必要ですが、馴染みが薄い用語や知識は随所説明と補足を入れていますので、予備知識として高校数学がざっくり頭に入っていれば(初等数学的な考え方だけで結構、細かい数式や微積などの解析系は必要ない)、十分理解いただける内容だと思います。また、最初に読む記事は若干頭の体操になると思いますが、基本的な論理展開と分析手法には一定のパターンがあるので、次の記事はよりスムーズに吸収いただけるのかと思います。